Disclaimers

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Letchford Advisory Practice is a trade name owned by Jeff Letchford and registered to conduct business through Designed Securities Ltd. ("Designed"). Designed is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF). Designed is committed to protecting client privacy and the confidentiality of personal information. The company's privacy and cyber security policies are available here.  

Jeff Letchford is a Portfolio Manager and is also licensed for the sale of insurance. Jeff Letchford is registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the services and products discussed. Letchford Advisory Practice conducts securities-related business through its association with Designed Securities Ltd. Insurance products and services are offered separately through activities as a licensed life and A&S insurance agent with a Managing General Agency (MGA). Letchford Advisory Practice and Jeff Letchford Insurance Agent are separate entities and the name of the entity being represented should correspond to the business being conducted. 

The information included on this website is for informational purposes only. This website is not intended to provide advice of any kind, including but not limited to investment, financial, legal, tax or accounting advice. Nothing on this website should be relied upon or construed as investment advice, a recommendation, or an offer to buy or a solicitation of an offer to buy any services or products. Many factors unknown to us may affect the applicability of any statement or comment made in this publication to your particular situation. In addition, Jeff Letchford and Designed are not registered in all jurisdictions and therefore may not be able to effect transactions on behalf of individuals accessing this website. Please consult the appropriate professional(s) depending on your particular circumstances. 

The opinions expressed are those of the writer and do not necessarily reflect those of Designed Securities Ltd. The information contained on this website was obtained from sources believed to be reliable, but no representation or warranty, express or implied, is made by the writer, Designed or any other person as to its accuracy, completeness or correctness. This website may contain links to third party websites; such links are provided solely as a convenience to individuals accessing this website and Jeff Letchford and Designed are not responsible for the content of any linked third party website, and do not make any endorsements or representations regarding the content, accuracy or suitability or the content, materials, products or services offered on third party websites. Any financial calculators or resources used in this website now or in the future are for illustrative purposes only; we do not warrant the accuracy, completeness or quality of the information provided. Use of any of the information contained in this website is entirely at your discretion. 

Investing includes risk, including the risk of loss of principal. Securities and equities can be volatile and values can fluctuate sometimes significantly. Investments are generally made with a long-term view. Risk is required to be discussed before any investment purchase. 

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Leverage (or borrowing-to-invest) is a high risk strategy. Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by the loan’s terms remains the same even if the value of the securities purchased declines.